BUYING A HOME

Begin by researching the real estate market in Ashland and nearby areas. Look into recent sale prices, market trends, and average time on the market to gauge what you can expect.

Before you start house hunting, get pre-approved for a mortgage. This step will give you a clear idea of your budget and shows sellers that you are a serious buyer.

Make a list of what you need in a home versus what you want. Essential factors might include the number of bedrooms, proximity to work or schools, and neighborhood safety.

Spend time in various neighborhoods to get a feel for them. Ashland and its surrounding areas offer diverse living experiences, from bustling city life to peaceful rural settings.

A local agent can provide valuable insights about the area and help you navigate the home buying process. They can also assist in finding homes that meet your criteria and arrange viewings.

When you find a potential home, arrange for a thorough inspection to check for any hidden problems. This can include structural issues, plumbing, electrical systems, and more.

Be prepared to negotiate on price, repairs, or closing costs. Your real estate agent can guide you through this process to ensure you get the best possible deal.

Familiarize yourself with the closing process, which includes signing a lot of paperwork, paying closing costs, and finalizing your mortgage.

Besides the purchase price, remember to budget for additional costs such as property taxes, homeowners insurance, maintenance, and any immediate renovations you may want.

Finally, stay informed throughout the process and be patient. Buying a home is a significant decision, and it's essential to take the time to make the right choice for your future.