BUYING A HOME

Home - the most significant investment you'll ever make. At Coldwell Banker Ward Real Estate, we know there's a big difference between just buying a house and truly finding your home. Let us guide you through a seamless and hassle-free journey to your dream home.

beforeyoubuy

Before You Buy

Preparation is key when purchasing a property. From down payments and mortgage prequalification to understanding the type of home that will meet your needs and satisfy your wants, we can make sure your financial ducks are in a row and your expectations are grounded in reality when preparing to buy.

thesearch

The Search

Selecting your perfect home will require research, expert guidance and knowledge of the local market, and you'll need to consider what it is you're looking for. We can help you find the place that fits your taste, your budget, and your lifestyle. We're a home hunter's best friend.

makingthepurchase

Making the Purchase

So, you've found the perfect home that meets all your criteria, from a great location to just the right square footage. As your trusted agent, we will guide you through the logistical — and emotional — challenges of the purchase process, to ensure you are in a solid position before you sign on the dotted line.

Our Top Tips for Home Buyers

Understand the Local Market:

Begin by researching the real estate market in Ashland and nearby areas. Look into recent sale prices, market trends, and average time on the market to gauge what you can expect.

Get Pre-Approved for a Mortgage:

Before you start house hunting, get pre-approved for a mortgage. This step will give you a clear idea of your budget and shows sellers that you are a serious buyer.

Prioritize Your Needs and Wants:

Make a list of what you need in a home versus what you want. Essential factors might include the number of bedrooms, proximity to work or schools, and neighborhood safety.

Explore Different Neighborhoods:

Spend time in various neighborhoods to get a feel for them. Ashland and its surrounding areas offer diverse living experiences, from bustling city life to peaceful rural settings.

Work with a Local Real Estate Agent:

A local agent can provide valuable insights about the area and help you navigate the home buying process. They can also assist in finding homes that meet your criteria and arrange viewings.

Get an Inspection:

When you find a potential home, arrange for a thorough inspection to check for any hidden problems. This can include structural issues, plumbing, electrical systems, and more.

Negotiate Strategically:

Be prepared to negotiate on price, repairs, or closing costs. Your real estate agent can guide you through this process to ensure you get the best possible deal.

Understand the Closing Process:

Familiarize yourself with the closing process, which includes signing a lot of paperwork, paying closing costs, and finalizing your mortgage.

Plan for Additional Costs:

Besides the purchase price, remember to budget for additional costs such as property taxes, homeowners insurance, maintenance, and any immediate renovations you may want.

Stay Informed and Patient:

Finally, stay informed throughout the process and be patient. Buying a home is a significant decision, and it's essential to take the time to make the right choice for your future.

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